{"id":991124,"date":"2024-10-28T09:38:21","date_gmt":"2024-10-28T09:38:21","guid":{"rendered":"https:\/\/boman.group\/?p=991124"},"modified":"2025-06-06T06:11:52","modified_gmt":"2025-06-06T06:11:52","slug":"ai-technology-stripe-finance","status":"publish","type":"post","link":"https:\/\/boman.group\/zh\/ai-technology-stripe-finance\/","title":{"rendered":"\u8d2d\u7269\u6d77\u62a5\u7adf\u662f\u4e3a\u4f60\u91cf\u8eab\u5b9a\u5236\u7684\uff1fAI\u6280\u672f\u6b63\u5728\u98a0\u8986\u8d2d\u7269\u652f\u4ed8\u4f53\u9a8c\uff01"},"content":{"rendered":"
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\u8fd1\u65e5\uff0c AI\u548c\u534a\u5bfc\u4f53\u884c\u4e1a\u5404\u5de8\u5934\u7eb7\u7eb7\u53d1\u5e03\u8d22\u62a5\uff0c\u4e0d\u65ad\u5438\u5f15\u7740\u6574\u4e2a\u91d1\u878d\u5e02\u573a\u7684\u76ee\u5149\uff0c\u5176\u4e2d\u4e0d\u4e4f\u4e00\u4e9b\u51fa\u4eba\u610f\u6599\u7684\u6d88\u606f\u3002\u6bd4\u5982\u8377\u5170\u5149\u523b\u673a\u5de8\u5934\u963f\u65af\u9ea6\u53d1\u5e03\u8d22\u62a5\u540e\uff0c\u80a1\u4ef7\u4e8e\u5f53\u65e5\u6536\u76d8\u65f6\u5927\u8dcc\u8fd116%\uff0c\u521b\u4e0b1998\u5e74\u4ee5\u6765\u7684\u6700\u5927\u5355\u65e5\u8dcc\u5e45\u3002\u5176\u8d22\u62a5\u900f\u9732\u516c\u53f8\u4e09\u5b63\u5ea6\u8ba2\u5355\u91d1\u989d\u9510\u51cf\uff0c\u4e0d\u53ca\u4e0a\u5b63\u5ea6\u7684\u4e00\u534a\u3002<\/p>

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\u90a3\u4e48AI\u70ed\u6f6e\u3001\u7b97\u529b\u9700\u6c42\u662f\u5426\u771f\u7684\u662f\u955c\u82b1\u6c34\u6708\u4e00\u822c\u88ab\u5e02\u573a\u8fc7\u5206\u5938\u5927\u5462\uff1f<\/p>

\u8981\u771f\u6b63\u8bc4\u4ef7\u4e00\u4e2a\u70ed\u95e8\u6982\u5ff5\u662f\u5426\u6709\u6301\u7eed\u6027\uff0c\u6fb3\u8d22\u6295\u7814\u56e2\u961f\u8ba4\u4e3a\u201c\u662f\u5426\u80fd\u591f\u5927\u89c4\u6a21\u5546\u4e1a\u5316\u843d\u5730\uff0c\u4e3a\u516c\u53f8\u5b9e\u5b9e\u5728\u5728\u5730\u4ea7\u51fa\u5546\u4e1a\u4ef7\u503c\u201d<\/strong><\/span>\u662f\u6838\u5fc3\u8861\u91cf\u6807\u51c6\u3002\u5728AI\u6280\u672f\u88ab\u5e94\u7528\u5230\u5404\u884c\u5404\u4e1a\u7684\u4eca\u5929\uff0c\u624b\u63e1\u5927\u91cf\u6570\u636e\u7684\u91d1\u878d\u79d1\u6280\uff08Fintech\uff09\u9886\u57df\u6210\u4e3a\u4e86AI\u5b9e\u7528\u5316\u7684\u524d\u7ebf\u6218\u573a\u3002<\/p><\/section><\/section>

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\u867d\u7136\u5927\u90e8\u5206\u6295\u8d44\u8005\u5f88\u96be\u89c2\u5bdf\u5230\uff0c\u4f46\u5b9e\u9645\u4e0a\u91d1\u878d\u79d1\u6280\u9886\u57df\u5728\u8fd1\u671f\u7ecf\u5386\u4e86\u524d\u6240\u672a\u6709\u7684\u53d8\u9769\uff0cAI\u6280\u672f\u7684\u5f15\u5165\u6539\u53d8\u4e86\u4f20\u7edf\u91d1\u878d\u670d\u52a1\u7684\u65b9\u5f0f\u3002\u4ece\u6295\u8d44\u7ba1\u7406\u5230\u5ba2\u6237\u670d\u52a1\uff0cAI \u6b63\u4ece\u5404\u4e2a\u65b9\u9762\u91cd\u5851\u91d1\u878d\u79d1\u6280\u7684\u672a\u6765\u3002<\/p>

\u672c\u6587\u5c06\u4ee5\u91d1\u878d\u79d1\u6280\u5de8\u5934 Stripe \u548c Klarna \u4e3a\u4f8b\uff0c\u8be6\u7ec6\u63a2\u8ba8AI \u6280\u672f<\/strong>\u5982\u4f55\u5e2e\u52a9\u4f01\u4e1a\u964d\u672c\u589e\u6548\uff0c\u6295\u8d44\u8005\u66f4\u76f4\u89c2\u5730\u7406\u89e3 AI\u6280\u672f<\/strong>\u5728\u884c\u4e1a\u524d\u6cbf\u7684\u5b9e\u7528\u6027\u3002<\/p><\/section><\/section>

0<\/strong><\/em><\/span>1<\/strong><\/em><\/span><\/p><\/section><\/section><\/section><\/section>

Stripe:\u00a0<\/p>

\u4ece\u652f\u4ed8\u5e73\u53f0\u5230AI\u91d1\u878d\u5de5\u5177\u5e73\u53f0<\/p><\/section><\/section>

Stripe\u662f\u76ee\u524d\u7ebf\u4e0a\u652f\u4ed8\u5e02\u573a\u4e2d\u6700\u7099\u624b\u53ef\u70ed\u7684\u4e00\u5bb6\u516c\u53f8\uff0c\u5e02\u573a\u5360\u6709\u7387\u4ec5\u6b21\u4e8e\u8001\u724c\u652f\u4ed8\u5de8\u5934PayPal\uff0c\u4f4d\u5c45\u7b2c\u4e8c\u3002\u8fd1\u5e74\u516c\u53f8\u4e1a\u52a1\u589e\u901f\u660e\u663e\uff0c\u76ee\u524d\u5df2\u5360\u636e\u8fd120%\u7684\u7ebf\u4e0a\u652f\u4ed8\u5e02\u573a\uff0c\u5904\u7406\u5168\u7403\u7ea61%GDP\u7684\u652f\u4ed8\u4f53\u91cf\uff0c\u540c\u65f6\u8fd9\u5bb6\u516c\u53f8\u4e5f\u662f\u535a\u6ee1\u96c6\u56e2\u7684\u5229\u8d1e\u57fa\u91d1\u65d7\u4e0b\u7684\u6295\u8d44\u6807\u7684\u4e4b\u4e00\u3002<\/p><\/section><\/section>

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AI \u9a71\u52a8\u7684\u53cd\u6b3a\u8bc8\u89e3\u51b3\u65b9\u6848\uff0c<\/strong><\/p>

\u8d4b\u80fd\u5546\u5bb6\u4e0e\u94f6\u884c<\/strong><\/p><\/section><\/section><\/section><\/section>

Stripe \u4e00\u76f4\u4ee5\u201c\u6ce8\u91cd\u652f\u4ed8\u6d41\u7a0b\u7684\u5b89\u5168\u6027\u201d\u4e3a\u53d1\u5c55\u91cd\u70b9\u3002\u516c\u53f8\u5f00\u53d1\u4e86\u540d\u4e3a Radar\u7684\u53cd\u6b3a\u8bc8\u89e3\u51b3\u65b9\u6848\uff0c\u901a\u8fc7\u673a\u5668\u5b66\u4e60\u7b97\u6cd5\u8bc6\u522b\u5f02\u5e38\u652f\u4ed8\u884c\u4e3a\uff0c\u4ece\u800c\u5728\u4e0d\u5f71\u54cd\u5ba2\u6237\u4f53\u9a8c\u7684\u60c5\u51b5\u4e0b\uff0c\u663e\u8457\u51cf\u5c11\u6b3a\u8bc8\u884c\u4e3a\u7684\u53d1\u751f\u3002<\/p>

\u4e3a\u4e86\u63a8\u5e7f\u53cd\u6b3a\u8bc8\u68c0\u6d4b\uff0c2023 \u5e74\uff0cStripe \u63a8\u51fa\u4e86Radar Assistant\uff0c\u8fd9\u662f\u4e00\u6b3e\u5229\u7528\u81ea\u7136\u8bed\u8a00\u5904\u7406 (NLP) \u529f\u80fd\u7684\u65b0\u5de5\u5177\uff0c\u5546\u5bb6\u53ef\u4ee5\u901a\u8fc7\u81ea\u7136\u8bed\u8a00\u8f93\u5165\u63cf\u8ff0\u6b3a\u8bc8\u89c4\u5219\uff0c<\/strong><\/span>\u5927\u5927\u964d\u4f4e\u4e86\u5ba2\u5236\u5316AI\u68c0\u6d4b\u7684\u95e8\u69db\u4e0e\u590d\u6742\u5ea6\u3002Radar Assistant \u4f1a\u6839\u636e\u8fd9\u4e9b\u89c4\u5219\u5728\u8fc7\u53bb\u7684\u4ea4\u6613\u4e2d\u8fdb\u884c\u6d4b\u8bd5\uff0c\u4ee5\u786e\u8ba4\u5176\u6709\u6548\u6027\u3002\u901a\u8fc7\u8fd9\u79cd\u65b9\u5f0f\uff0cRadar \u5e2e\u52a9\u5ba2\u6237\u5c06\u4ea4\u6613\u4e89\u8bae\u7387\u964d\u4f4e\u4e86 10%\uff0c\u5927\u5e45\u51cf\u5c11\u4e86\u56e0\u6b3a\u8bc8\u884c\u4e3a\u800c\u5bfc\u81f4\u7684\u6210\u672c\u635f\u5931\u3002<\/p>

\u5e73\u5747\u800c\u8a00\uff0c\u901a\u8fc7\u4f7f\u7528Radar\u5927\u578b\u4f01\u4e1a\u7684\u6b3a\u8bc8\u7387\u53ef\u964d\u4f4e 8%\uff0c<\/strong><\/span>\u5408\u683c\u4ea4\u6613\u91cf\u7684\u6388\u6743\u7387\u53ef\u63d0\u9ad8 1-2%\u3002\u5bf9\u4e8e\u8fd9\u4e9b\u5927\u578b\u4f01\u4e1a\u6765\u8bf4\uff0c\u6388\u6743\u7387\u7684\u5c0f\u5e45\u63d0\u5347\u4e5f\u53ef\u4ee5\u8f6c\u5316\u4e3a\u6570\u767e\u4e07\u7f8e\u5143\u7684\u989d\u5916\u5e74\u6536\u5165\u3002<\/strong><\/span><\/p><\/section><\/section>

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\u4f18\u5316\u652f\u4ed8\u4f53\u9a8c<\/strong><\/p><\/section><\/section><\/section><\/section>

Stripe \u7684 Optimized Checkout Suite\u652f\u4ed8\u5957\u4ef6\uff0c\u901a\u8fc7AI\u6765\u786e\u5b9a\u5411\u7279\u5b9a\u4f01\u4e1a\u663e\u793a\u7279\u5b9a\u7684\u652f\u4ed8\u65b9\u5f0f\uff0c\u8fd9\u4e00\u770b\u4f3c\u5fae\u5c0f\u7684\u6539\u52a8\u5374\u7ed9OpenAI\u3001Slack\u7b49\u9700\u8981\u5728\u4e16\u754c\u5404\u5730\u8fdb\u884c\u6536\u6b3e\u7684\u5148\u8fdb\u79d1\u6280\u4f01\u4e1a\u5ba2\u6237\uff0c\u5e26\u4e86\u6781\u5927\u7684\u4fbf\u5229\u3002\u5b98\u65b9\u6570\u636e\u663e\u793a\uff0c\u8fc1\u79fb\u5230\u8fd9\u4e00\u652f\u4ed8\u5957\u4ef6\u7684\u4f01\u4e1a\u5e73\u5747\u6536\u5165\u589e\u52a0\u4e86 11.9%\u3002<\/strong><\/span><\/p>

Stripe \u901a\u8fc7\u4eba\u5de5\u667a\u80fd\u5bf9\u652f\u4ed8\u6d41\u7a0b\u4e2d\u8d85\u8fc7 100 \u9879\u7ec6\u8282\u8fdb\u884c\u4e86\u4f18\u5316\uff0c\u4f8b\u5982\u6839\u636e\u8bbe\u5907\u7c7b\u578b\u3001\u4f4d\u7f6e\u548c\u8bed\u8a00\u7b49\u56e0\u7d20\u8fdb\u884c\u4e2a\u6027\u5316\u8bbe\u7f6e\u652f\u4ed8\u754c\u9762\uff0c\u652f\u6301\u81ea\u52a8\u586b\u5145\u3001\u8f93\u5165\u5c4f\u853d\u548c\u672c\u5730\u5316\u9519\u8bef\u4fe1\u606f\u3002<\/p>

\u8fd9\u4e9b\u4f18\u5316\u63aa\u65bd\u51cf\u5c11\u4e86\u8d2d\u7269\u8f66\u653e\u5f03\u7387\uff0c\u6781\u5927\u5730\u63d0\u5347\u4e86\u7528\u6237\u7684\u652f\u4ed8\u4f53\u9a8c\uff0c\u540c\u65f6\u5e2e\u52a9\u5546\u5bb6\u51cf\u5c11\u56e0\u5ba2\u6237\u6d41\u5931\u800c\u5e26\u6765\u7684\u6f5c\u5728\u6536\u5165\u635f\u5931\u3002<\/p><\/section><\/section>

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\u8d22\u52a1\u81ea\u52a8\u5316\u5927\u53d7\u6b22\u8fce<\/strong><\/p><\/section><\/section><\/section><\/section>

Stripe \u63a8\u51fa\u7684Revenue and Finance Automation (RFA)\u5957\u4ef6\uff0c\u7ed3\u5408\u4e86\u5f00\u7968\u3001\u7a0e\u52a1\u3001\u6536\u5165\u786e\u8ba4\u7b49\u529f\u80fd\uff0c\u5927\u5e45\u589e\u5f3a\u4f01\u4e1a\u8d22\u52a1\u6d41\u7a0b\u81ea\u52a8\u5316\uff0c\u964d\u4f4e\u4e86\u7ba1\u7406\u6210\u672c\u5e76\u52a0\u5feb\u6536\u5165\u589e\u957f\u3002Stripe \u7684 RFA \u4ea7\u54c1\u88ab\u5305\u62ec Roblox\u3001Figma\u3001OpenAI\u3001Atlassian \u548c Nasdaq \u5728\u5185\u7684\u516c\u53f8\u4f7f\u7528\u30022024\u5e74\uff0c\u4ec5\u8fd9\u4e00\u4e2a\u5957\u4ef6\u5c31\u4e3a\u516c\u53f8\u5e26\u6765\u8d85\u8fc7 5 \u4ebf\u7f8e\u5143\u7684\u6536\u5165\u3002<\/p><\/section><\/section>

0<\/strong><\/em><\/span>2<\/strong><\/em><\/span><\/p><\/section><\/section><\/section><\/section>

Klarna:\u00a0<\/p>

AI \u52a9\u624b\u548c\u5185\u90e8\u667a\u80fd\u5316\u964d\u672c\u589e\u6548\u7684<\/p>

\u6210\u529f\u5b9e\u8df5<\/p><\/section><\/section>

Klarna\u662f\u53e6\u4e00\u5bb6\u79ef\u6781\u5c06AI\u6280\u672f\u8fd0\u7528\u5230\u5230\u516c\u53f8\u5185\u90e8\u8fd0\u8425\u7684\u5927\u578b\u91d1\u878d\u79d1\u6280\u516c\u53f8\u3002\u516c\u53f8\u662f\u5148\u4e70\u540e\u4ed8\uff08BNPL\uff09\u8d5b\u9053\u7684\u7edd\u5bf9\u9f99\u5934\uff0c\u4e1a\u52a1\u8986\u76d645\u4e2a\u4ee5\u4e0a\u56fd\u5bb6\uff0c\u62e5\u6709\u8d85\u8fc71.5\u4ebf\u7528\u6237\uff0c50\u4e07\u5546\u5bb6\uff0c\u65e5\u4ea4\u6613\u91cf\u8d85\u8fc7200\u4e07\u7b14\u3002\u5982\u6b64\u5e9e\u5927\u7684\u4e1a\u52a1\u4f53\u91cf\uff0c\u4e5f\u81ea\u7136\u7ed9\u4e86AI\u65bd\u5c55\u62f3\u811a\u7684\u597d\u673a\u4f1a\u3002<\/p><\/section><\/section>

<\/section>

AI \u52a9\u624b\u5927\u89c4\u6a21\u4ee3\u66ff\u4eba\u5de5\uff0c<\/strong><\/p>

\u663e\u8457\u63d0\u5347\u5ba2\u670d\u6548\u7387<\/strong><\/p><\/section><\/section><\/section><\/section>

Klarna \u4e8e\u4eca\u5e742\u6708\u5168\u9762\u63a8\u51faAI\u5ba2\u670d\u52a9\u624b\uff0c\u6781\u5927\u5730\u63d0\u5347\u4e86\u5ba2\u6237\u670d\u52a1\u6548\u7387\u3002\u8fd9\u6b3e\u7531 OpenAI \u652f\u6301\u7684 AI \u52a9\u624b\u5728\u4e0a\u7ebf\u7684\u7b2c\u4e00\u4e2a\u6708\u5185\uff0c\u5c31\u5904\u7406\u4e86 230 \u4e07\u6b21\u5ba2\u6237\u5bf9\u8bdd\uff0c\u76f8\u5f53\u4e8e 700 \u540d\u5168\u804c\u5458\u5de5\u7684\u5de5\u4f5c\u91cf\uff0c<\/strong><\/span>\u5c06\u89e3\u51b3\u5ba2\u6237\u95ee\u9898\u7684\u65f6\u95f4\u4ece\u5e73\u5747 11 \u5206\u949f\u7f29\u77ed\u81f3\u4e0d\u5230 2 \u5206\u949f\u3002\u8fd9\u4e00\u6539\u8fdb\u4e0d\u4ec5\u964d\u4f4e\u4e86\u5ba2\u670d\u4eba\u529b\u6210\u672c\uff0c\u8fd8\u63d0\u9ad8\u4e86\u5ba2\u6237\u6ee1\u610f\u5ea6\uff0c\u9884\u8ba1\u5728 2024 \u5e74\u5c06\u4e3a\u516c\u53f8\u5e26\u6765 4000 \u4e07\u7f8e\u5143\u7684\u5229\u6da6\u63d0\u5347\u3002<\/p><\/section><\/section>

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<\/section>

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    \n\t\t\t\t\t\t\t\t\t

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